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Building Communities one family at a time. We are here to help those in need during the devastating Tornado in Greensboro, N. C. |
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The Bishop Speaks (here) |
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©2011-20 All Rights Reserved KCC |
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Knowledge is the facts. Understanding is the ability to lift the meaning out of the facts, and Wisdom is knowing what to do next. Since God rarely gives all three gifts to any person, we need to cooperate and assist each other with our particular gift…. These resources/websites belong to their perspective owners and will be used for informational purposes only and may change their content as they deem necessary. We have no control of that, but please feel free to gain as much information as possible. |
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Help with your Mortgage Making Home Affordable U. S. Department of the Treasury (click here) Fannie Mae (click here) Program will expire the end of 2015 maybe extended to 2016. Housing counseling experts at 888-995-HOPE™ (4673)
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Grants.Gov
Your source to find and apply for Grants. Go Directly to www.grants.gov Grant Training online Find Open Grant Opportunities Track your Grants Forms and Assistance |
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Federal Trade Commission
Know your rights. Protect yourself from Collection Agencies, Scams and Telemarketers. Go Directly to FTC www.ftc.gov You may file claims right online.
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Benefits for YOU !!!
Visit www.benefits.gov to see what benefits you may be eligible to apply for. If not for you, help someone else.
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Social Security Administration (here) |
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United States Department of Veterans Administration
Visit the VA www.va.gov or 800-827-1000
VA Medical Facility Locate a Medical Facility Apply for benefits (here) |
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The Federal Register Government rules and regulations http://federalregister.gov |
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Small Business Administration
Start a small business, apply for a business loan. Listen to webinars about starting a small business, locate grants for your business. Go Directly to www.sba.gov
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United States of the Department of Education Click here (DOE)
Student Loans (applying, forgiveness, payment arrangements, etc.) Grants for School Laws and Community Information Database of Accredited Institutions and Programs (click here)
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(Concordance) Strong’s Exhaustive Concordance The Understandable Concordance for Studying the Original lanquage of the Bible (click here) |
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F.E.M.A. (Federal Emergency Management Agency) PLAN. PREPARE & MITIGATE (10 Regions) The Emergency Financial First Aid Kit (here)
Region IV: AL, FL, GA, KY, MS, NC, SC, TN Region III: DC, DE, MD, PA, VA, WV Get prepared for wildfires, floods, power outages & hurricanes APPLY (click here) Basic Disaster Supplies (click here) FEMA Housing Locator (click here) |
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Safety Notice when Driving
Invest a small amount of money to get a Air Compressor and Battery Booster for your vehicle. You never know when you will need it.
Purchase a $15.00 Air Compressor for your tire if they go flat. Check your spare tire to make sure you have adequate air in it right now. Purchase a Battery Booster in case you leave your lights on in the car. This may save your life and towing fees. |
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AARP Driver Safety Course
Take the driving course on line for less than $20.00 and the certification lasts for 3 years. Present this certification to your auto insurance company and you may be able to get your premiums reduced. Age 50 and over. www.aarp.org/driving11
To START the auto safety course (click here)
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Free Credit Report Annually (online) https://www.annualcreditreport.com/cra/index.jsp One FREE report a year.
The FTC states that this is the only authorized source to get your FREE Annual Credit report under Federal Law
Note: If there is anything you question on the report dispute it by going to the dispute section. They have 30 days to correct it and if it can not be corrected it will be deleted.
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You can do the following: 1) Submit a complaint against a financial institution. 2) Check the status to the complaint 3) Be a whistleblower for wrongdoing. May receive compensation (may be) COLLEGE LOAN ASSISTANCE 1) Assistance to repay college loans (click here) |
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Find Disaster Help and Assistance from the website:
Applications are online plus you can follow up on the processing of the application
North Caroline Board of General Contractors (click here) |
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Geneology Information Visit the National Archives www.nara.gov or www.archives.gov
· Veteran Service Records · 1940 Census (Free) · NARA Library Online Public Access (history books) · World War II Records Other resources of family history
Family search www.familysearch.org (FREE) Ancestry www.ancestry.com (fees) Get online access from your Local Library (FREE) |
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Do You CARE?
From the FTC government website. Sources of information about HealthCare Products & Services. How to Find Health Information Online. Great information on this website (click here) Stay informed. Download PDF File and Print (click here) |
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American Board of Specialties (check your doctors out)
Is your Doctor Board Certified? You can look up a doctor's status in "The Official ABMS Directory of Board Certified Medical Specialists," a regularly-updated book that can be found in many public libraries and medical libraries.
VERIFY A PHYSICIANS CERTIFICATION (click here) |
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U. S. Department of Health & Human Services
Stay informed with the website www.ahrq.gov/
Tips to prevent medical errors (click here) Health Care Information (click here) Questions to ask your doctor (click here)
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North Carolina Professional Licensing (just because they are not listed does not mean they are not licensed in some cases)
Do your homework (click here). License Lookups for Engineers and Surveyors
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MONITOR THE CRIME in your area:
Crime Mapping? Download to your Smartphone.
When you are on the website place the address or the name of the police agency. All the crime will show up on a map in that area. |
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Find the LOWEST Gas Prices in your area.
Visit http://www.gasbuddy.com/
Place your zip code in the local area and see the best prices. |
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The White House
The Whitehouse Twitter Account http://twitter.com/#!/whitehouse
Affordable Care Act (Stay Updated) |
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State of North Carolina
State of North Carolina (click here) Voter ID Requirements (click here) Board of Elections (click here) Verify your Registration (click here)
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Guilford County Register of Deeds (click here) Apply for Marriage License Obtain Birth or Death Certificate Start a Business Funeral Home Requests Forms |
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North Carolina Department of Justice (click here)
Issues with crime, consumers, help for victims, find sex offenders, scams, domestic violence, protect children and file a complaint. National Association of Attorneys General http://www.naag.org/ |
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More help with your Mortgage Making Home Affordable Operation HOPE Organization Mortgage Hotline (click here) Home Buyers Assistance (click here) Improve Credit Score (click here)
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Disasters and Emergency Response |
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Be Prepared for A Disaster (here)
Red Cross (click here) (Training, volunteer, Get assistance)
Hope Coalition of America (click here) (complete your packet today (download)
In a disaster and you can’t find your family members go to the Safe and Well website and register with Red Cross (click here)
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Urgent requests for immediate assistance, such as those following a disaster that occurs without warning, should be called immediately to the National Watch Center (NWC) at (202)-646-2828. |
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Miscellaneous Information |
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Title Insurance on your New Mortgage Loan or Existing Mortgage Loan. Do you have title insurance and do you understand it? When purchasing a new home, please inquire about Owner’s title insurance to protect you. Also, if you inherited a house or taken ownership in a family members’ house, please check out the ownership of the property before a disaster occurs. You need to know the owners on the deed of trust…….NOT THE TAX BILL!!!
Title Insurance is meant to protect an owner's or a lender's financial interest in real property against loss due to title defects, liens or other matters. It will defend against a lawsuit attacking the title, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy. There are two types of policies - owner and lender. Lenders require title insurance to protect their interest in the collateral of loans secured by real estate. Get your own at loan closing much cheaper for you. |
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HOMESTEAD EXEMPTIONS
If you own a home most of you have the basic homestead exemption to calculate your property tax. If you take advantage of these additional benefits your property taxes will be lower thereby reducing your mortgage payment. Visit your local property tax office to check it out but there is an age (62 or 65) and income requirement, but check it out. You may be excluded from paying some taxes, possibly up to 50%. You must be a legal resident of the State.
You only have to complete a short application, prove your income by taking your most recent federal and state income taxes. You may have to bring your Social Security or Disability statement. |
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U. S. Department of Transportation
Find out about Vehicle Recalls and Complaints
Today's cars are the safest in history thanks to the development of advanced safety technologies and owners reporting problems. If you think you have a problem with your vehicle, tires, equipment or car seats, tell us about it. Your complaints will help determine if a safety problem exists.
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UNCLAIMED PROPERTY/MONEY The Department of the State Treasury (click here) or other States (click here)
We are leaving money on the table that companies have been holding for years. Search your name and family members to let them know to file to get their money or property back. This is a legitimate website with the U. S. Treasury. You may be listed so file for it online. You may search for N. C. or any other State. |
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Disaster Information (click here) (other resources below) |
